Business Credit

The Treasury’s latest data released today, May 5, shows a surprising uptick in the 10-year yield, directly impacting SBA 504 loan fixed-rate pricing.

It is May 3, 2026. Despite the rise of “Alt-Data” (Article #686), the FICO Small Business Scoring Service (SBSS) remains the gatekeeper for SBA lending, and the algorithm has become more invasive.

It is May 3, 2026. Traditional Net-30 accounts are no longer the primary driver for high-limit corporate credit. The industry has shifted toward “Alternative Data Integrity.”

It is May 3, 2026. National Small Business Week officially kicks off today, and the SBA has launched an emergency “Fast Track” program to inject immediate liquidity into the market.

It is May 2, 2026. As the final repayment cycles for legacy EIDL and newer 2024 disaster loans hit, rumors of a “Partial Forgiveness” program are circulating in Washington.

It is May 2, 2026. Major commercial lenders have introduced “ESG-Linked Lines of Credit,” where your interest rate is tied to your LLC’s carbon footprint or energy efficiency.

It is May 2, 2026. With the Federal Reserve maintaining its “Higher for Longer” stance (Article #635), many SBA 7(a) loans with quarterly adjustment periods are seeing their interest rates hit 10-year highs this week.

It is May 2, 2026. As National Small Business Week kicks off tomorrow, the SBA has pre-announced a $500 million grant pool specifically for LLCs in the “Cyber-Physical” security space.