- Choosing a bank is the most critical decision after forming your Delaware LLC. In 2026, traditional banks still make it nearly impossible for non-residents to open accounts remotely. Enter Mercury and Relay Financial—the two giants of digital business banking.1. Mercury: The Startup King Mercury is designed for tech startups and e-commerce founders who want a seamless, high-tech experience.
- Best for: Founders who prioritize a clean UI and deep integrations.
- Perks: Zero monthly fees, $0 minimum balance, and “Mercury Raise” to find investors.
- 2026 Update: Their international wire speeds have improved significantly, making them perfect for global teams.
- Best for: Agencies and businesses with complex bookkeeping.
- Perks: You can open up to 20 individual checking accounts. This is a game-changer if you use the “Profit First” method.
- Team Control: Their permission settings for virtual assistants and accountants are superior to Mercury’s.
- Choose Mercury if you want a simple, “set-it-and-forget-it” account for your Stripe payouts.
- Choose Relay if you have a team, need multiple cards for different departments, or want tighter control over every dollar.
“Don’t get your bank application rejected. At Pro Finance Express, we ensure your LLC paperwork is perfect so you get approved by Mercury or Relay on the first try. Fill out the form and let’s get started!”
